NAC Elder Passes Re-Certification Test

Native American Church elder Rene' White (Feather) completed her re-certification test with a passing score of 84% today, making this her second year as a certified-volunteer Virginia Insurance Counseling and Assistance Program (VICAP) counselor through the Shenandoah Area Agency on Aging (SAAA). Rene' founded the Medicare Cafe concept and helps people who need help with Medicare.

Test YOUR Medicare Skills:

Q1. There is no late enrollment penalty for Part B as long as:
a. you have creditable coverage
b. you enroll during the general enrollment period
c. you enroll within 8 months of employment ending
d. you enroll 6 months before you turn 65

Q2. While in the doughnut hole you receive a discount on brand name drugs. What is counted toward your out-of-pocket spending?
a. the part you pay
b. the discount paid by the drug company
c. the part you pay plus the discount paid by the drug company
d. non of the above

Q3. You can have a stand alone Prescription Dug Plan with a Medicare Advantage Plan if:
a. you have an HMO plan
b. you have a PPO plan
c. you have a Private Fee for Service plan
d. you can not have a stand alone PDP with a Medicare Advantage Plan

Q4. LIS is available to Medicare beneficiaries whose income is below what percent of the Federal Poverty Level:
a. 150%
b. 100%
c. 125%
d. 140%

Q5. Benzodiazepines have been removed from Medicare's excluded drug list and included as Part D covered drugs.
True
False

Q6. Beneficiaries who live in long term care facilities can only receive their Part D covered brand-name drugs in increments of 14 days or less, with some exceptions:
True
False.